federal income tax

Income Taxes

Your Tax Refund is NOT Income

This week, I’ve estimated my federal and state (Michigan) taxes through the end of the year and project that I will receive a $100 federal refund and owe less than $10 to Michigan.  While everyone else is excited and posting about how they used their tax refund

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Creating a Financial Plan

TX301: Income Tax Basics

If you’re just stopping by for the first time, this is a class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by HERE for a complete list of classes currently available and HERE for more information about the

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I’m Kathryn Hanna and I love to budget (really, I do!), build spreadsheets, and spend money on travel, sewing supplies & good chocolate.


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Easy-to-customize spreadsheets to improve your entire financial life from budgeting to tax and retirement planning.