debt vs. invest

If you're in the predicament of determining whether you should pay off your debt as fast as possible or invest your money, this is EXACTLY what you need. This spreadsheet allows you to change all the factors and (FINALLY!) includes taxes in the calculation. This is a must have for my 2017 financial plan.
Creating a Financial Plan

Should you Invest or Pay Off Debt? A Strictly Financial Analysis

There are numerous factors to consider when deciding whether to focus on paying off your debt as quickly as possible or investing your money instead.  The invest or pay off debt question is as old as personal finance. First of all, if you’re in this situation, this means

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I’m Kathryn Hanna and I love to budget (really, I do!), build spreadsheets, and spend money on travel, sewing supplies & good chocolate.


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Easy-to-customize spreadsheets to improve your entire financial life from budgeting to tax and retirement planning.