Hopefully, you’ve had a chance to look at your large budget items in Part I of the Guide and brainstorm some ways to cut out some of your expenses that are not benefiting you. As much of an impact as it will make for you to reduce those
Especially if you’re new at budgeting, it can be difficult to really take the time to sit down and determine whether your spending aligns with your values. However, going through your budget line-by-line is an essential task if you are really serious about reducing your spending. Those expenses
It wasn’t until I first started tracking my expenses that I realized the power of small amounts in personal finance. Of course, it applies both way to spending and saving. Spending small amounts here and there can add up to a large total that can really break
I’m Kathryn Hanna and I love to budget (really, I do!), build spreadsheets, and spend money on travel, sewing supplies & good chocolate.
