budget

Not sure where to start after creating your budget? Part I will go line by line through determining whether these large expenses are providing value and ways to cut each one if they're not!
Budgeting

Part I – A Beginner’s Guide to Analyzing Your Budget

Especially if you’re new at budgeting, it can be difficult to really take the time to sit down and determine whether your spending aligns with your values. However, going through your budget line-by-line is an essential task if you are really serious about reducing your spending. Those expenses

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Awesome recommended budget percentage spreadsheet that goes with the budgeting spreadsheet. This website has a series of free money courses, including budgeting and financial goals.
Budgeting

Should You Follow Recommended Budget Percentages?

As you know by now, I like to have guidelines to look at and compare my own personal finances to others and to recommendations by others.  I also often like to ignore those recommendations and guidelines and do whatever I want.  After all, it’s my money and

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This free class will teach you how to budget your money and create a cash flow statement just like a professional financial planner would.
Budgeting

PF104: Creating a Budget & Cash Flow Statement

If you’re just stopping by for the first time, this is the fourth class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by the orientation class HERE first for class orientation/overviews and HERE for more

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Your definition of budget is wrong and you must read this! A budget is not a money diet! Perhaps this is why you could be avoiding it?
Adjusting Your View Of Money

Your Definition of Budget is Wrong

I love to read personal finance books (yes, I’m a nerd and I know it).  However, there is one thing that I’ve seen in multiple books that just isn’t correct.  I keep seeing the authors discuss ways to reach financial goals and plan for your money and

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Review of Personal Finance Software: YNAB, Mint, Personal Capital, Mvelopes, Everydollar and Calendar Budget
Budgeting

Which Personal Finance Software Should You Use?

In the class about tracking your expenses, I mentioned that my top choice for the method of tracking expenses is to use a personal finance software program.  And then of course I gave you a spreadsheet that you can use to track your own expenses (because that’s what

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Track your expenses with this free money management course, including spreadsheet!
Budgeting

PF103: Tracking Your Expenses

If you’re just stopping by for the first time, this is the third class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by the orientation class HERE first for class orientation/overviews and HERE for more

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welcome!

I’m Kathryn Hanna-wife, mother of 3 and a Certified Public Accountant. I love to budget (really, I do!) , build spreadsheets and spend money on travel, sewing supplies and good chocolate.

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complete financial plan spreadsheet
Easy-to-customize spreadsheets to improve your entire financial life from budgeting to tax and retirement planning.