As a CPA, I’ve worked with numerous businesses from small to mid-size. While they’ve ranged in annual revenue from a few thousands of dollars to millions, each business knew clearly what they had earned, spent, owned and owed during the year. On the other hand, individuals tend
I absolutely love how customizable YNAB is when it comes to setting up and rearranging accounts and categories. This allows for some unique ways to use YNAB to fit an individual’s personal finance needs. I’ve gone through the all of the basics of using YNAB in the
It’s hard for me to admit sometimes that there is more than one way to do many things. For example, I’ve tried to embrace the 50/20/30 budget method, but I’m just not convinced that it’s really the best way for anyone to budget. For absolutely sure, a meticulously
I’ve always loved to organize things. My idea of playing with my kids is sorting their toys into the correct bins, color coding the Legos and setting up new storage systems. I truly believe that there is a correlation between having an organized method of tracking your
I’m a big proponent of treating your finances like a business in many ways. To achieve true financial success, it’s essential to be just as diligent and intentional about your spending and saving. Savvy business owners use key metrics that help them ensure that their business is
Recently, my sister posted on Facebook about starting a Couch to 5K program. I commented that I had recently been on the opposite 5K to Couch program and had a lot of success with that, but should probably switch back to the Couch to 5K program now. Truly,
The irony wasn’t lost on me. When we moved halfway across the world to begin what was expected to be a 2-year assignment in Shanghai, we received so many perks that we had the potential to save ten times more than we had saved previously. And yet,
The main core of YNAB is in its budgeting capabilities, but you can definitely set it up to manage your entire financial life as well. YNAB is so customizable that it can track any of your accounts and calculate your net worth. We’ve looked at the budgeting
Sometimes, I can’t help but think about how much hurt and pain there is in the world. In every country, there are those that are homeless, hungry, abused, neglected and truly unable to change their circumstances. Yet, there are so many, many others that have fear and
When it comes to investing, I’ve always just kept my investments as simple as possible, mainly in index funds that track the total market and/or in target date funds for my retirement accounts. I keep in mind the 5 simple truths of investing. I don’t try to
I’m Kathryn Hanna-wife, mother of 3 and a Certified Public Accountant. I love to budget (really, I do!) , build spreadsheets and spend money on travel, sewing supplies and good chocolate.
