Changing Your Money Mindset

These cards are just the right size to fit in your wallet with your credit cards and keep you focused on achieving your financial goals!
Adjusting Your View Of Money

Your Financial Decisions Determine Your Destiny

Of the tens of thousands of decisions that you make each day, how many of these decisions are directly related to money? Throughout the past year, we incurred 2,129 outgoing financial transactions (thanks YNAB for making that count easy!). That’s 178 per month and nearly 6 per day.

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It's so simple to calculate the return on your time (or money) with this simple tool! Is couponing worth it? Is it worth it to hire something out? Is it worth your money to use a grocery delivery or picking service? LOVE this post and calculator!
Changing Your Money Mindset

Balancing Saving Money and Saving Time

Have you ever done something to save money, just to wonder whether it was worth all the time you spent after all? Or on a similar note, have you spent a significant amount of money to save you some of your own time and then debated whether

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The FIRST book you should read about personal finance. I totally agree with this about the book Your Money or Your Life. This completely changed the way I thought about money.
Adjusting Your View Of Money

The FIRST personal finance book you should read

There really is just one personal finance book you should read if you’re not quite there yet in taking control of your financial situation. That book is Your Money or Your Life by Vicki Robin and Joe Dominguez. Maybe you just can’t stick to a spending plan,

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LOVE these lessons learned about how being wealthy doesn't make you happier or solve all your problems. This is an amazing perspective!
Adjusting Your View Of Money

What Having It All Taught Me About Money

I’ve had it all. I’ve lived in a multimillionaire dollar home with gardeners, a private car and driver, and a full-time nanny and housekeeper. I’ve experienced what it’s like to be the upper 1%. And I learned a lot about myself! Growing Up Poor I grew up

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We hear this everywhere in the personal finance world: Pay Yourself First. But what does that really mean? And how does it apply with your time?
Adjusting Your View Of Money

What Paying Yourself First Looks Like

We hear this old adage everywhere in the personal finance world. Clearly, it’s also being largely ignored judging from the current financial status of most Americans. But I’ll throw it out there as one of the most important things you should be doing to manage both your

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The key is to cut even small expenses that don't provide you with value and to save these small amounts. A little adds up to a lot for sure!
Changing Your Money Mindset

The Secret to Financial Success: Small Things Matter

It wasn’t until I first started tracking my expenses that I realized the power of small amounts in personal finance. Of course, it applies both way to spending and saving. Spending small amounts here and there can add up to a large total that can really break

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My theme for 2017: YOU ARE ENOUGH. Contentment with what you have and what you are is not the same as not improving. Find your "enough" and achieve it!
Changing Your Money Mindset

2017 Year Theme: “Enough”

At the beginning of every single year (and sometimes months/weeks/days), I make numerous resolutions.  I’m going to eat more healthy (aren’t we all?), I’m going to exercise more (join a gym!) and it’s going to be the year that I finally stop biting my nails (this really

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Time's Not Money, It's Life.
Adjusting Your View Of Money

Time’s Not Money, It’s Life

At one point in my life, I bought into the saying that “time is money.”  Never was I more aware of the link between time and money than when I was a CPA stressing over tracking every minute I spent at work and allocating my time among

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How does your income stack up to worldwide income? You have the ability even on a small income to create a financially secure future for yourself-do it!
Adjusting Your View Of Money

Money Around the World

I’m fascinated by learning about the way people live in other parts of the world.  I love to see what their homes look like, how they spend a typical day, what they do for a living and I love to learn about the little things that make their

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Build a strong financial foundation for your money through emergency funds, cash reserves and savings.
The Importance of Money

A Stable Financial Foundation

Now that you have a plan to create your emergency fund and cash reserve, let’s look at how this is going to create a stable foundation for your entire financial plan.  The foundation of a house is the load-bearing structure that supports it from underneath.  We’re currently

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welcome!

I’m Kathryn Hanna and I love to budget (really, I do!), build spreadsheets, and spend money on travel, sewing supplies & good chocolate.

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Easy-to-customize spreadsheets to improve your entire financial life from budgeting to tax and retirement planning.