The personal finance community talks a lot about investing. We collectively cover the fundamentals, risks, benefits, and logistics. All of this is generally focused on investing money in the stock and bond markets. But is investing in the market the absolute best way to secure your financial
Personal finance is said to be disproportionately more about behavior and significantly less about actually having the necessary knowledge. It explains why so many people don’t even have $400 to cover a small emergency and also why the majority of investors lag the stock market returns each
“By failing to prepare, you are preparing to fail.” – Benjamin Franklin The absolute best thing about getting my financial life in order is simply having the peace of mind that no matter what hardship came my way, I can financially cover it. And when those things
Before I turned into a total money nerd, I would say that my only real financial goals were to simply to save as much as possible and retire comfortably someday. I definitely didn’t know what it would mean to have enough or even about the concept of
As a CPA, I’ve worked with numerous businesses from small to mid-size. While they’ve ranged in annual revenue from a few thousands of dollars to millions, each business knew clearly what they had earned, spent, owned and owed during the year. On the other hand, individuals tend
The irony wasn’t lost on me. When we moved halfway across the world to begin what was expected to be a 2-year assignment in Shanghai, we received so many perks that we had the potential to save ten times more than we had saved previously. And yet,
Sometimes, I can’t help but think about how much hurt and pain there is in the world. In every country, there are those that are homeless, hungry, abused, neglected and truly unable to change their circumstances. Yet, there are so many, many others that have fear and
Life is exhausting when you’re a perfectionist. That’s because nothing is ever even close to perfect, certainly not for any amount of time. It’s a never-ending circle of frustration and disappointment. Oh man, did I use to be a perfectionist. There was a time in my life
During my time living in and traveling around Southeast Asia, I encountered poverty like I had never before seen. I hadn’t traveled extensively before our expat assignments in Shanghai and Seoul and it was an eye-opening experience for me. Of course, I knew that poverty existed. But
In honor of the incredibly important and definitely not arbitrarily made-up holiday “Be a Millionaire Day” tomorrow, I’m letting you know exactly how a regular, every-day guy (or gal) can become a millionaire. It’s simple really, just want less. Wanting less leads to spending less. Spending less money means
I’m Kathryn Hanna-wife, mother of 3 and a Certified Public Accountant. I love to budget (really, I do!) , build spreadsheets and spend money on travel, sewing supplies and good chocolate.
