Minimalism & Frugality

Minimalism & Frugality

2020 Word of the Year: Health

The last two years, my word of the year was “Simplify”. Yes, it did take me two years (2018 and 2019), but I finally feel like I accomplished it! I simplified my financial accounts, my daily processes and even my own expectations for myself. This year, my

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My finances are just one area of my life that I'm focusing on simplifying this year. My focuses are on better ways of automating, tracking and managing my money.
Minimalism & Frugality

How I’m Simplifying My Finances This Year

Last year, my word of the year was “enough”. I was frequently able to express gratitude for the things I already owned and realize how much abundance I had in my life. Overall, I bought fewer things and saved more money. I also said, “enough” to many things

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It's so simple to calculate the return on your time (or money) with this simple tool! Is couponing worth it? Is it worth it to hire something out? Is it worth your money to use a grocery delivery or picking service? LOVE this post and calculator!
Changing Your Money Mindset

Balancing Saving Money and Saving Time

Have you ever done something to save money, just to wonder whether it was worth all the time you spent after all? Or on a similar note, have you spent a significant amount of money to save you some of your own time and then debated whether

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The key is to cut even small expenses that don't provide you with value and to save these small amounts. A little adds up to a lot for sure!
Changing Your Money Mindset

The Secret to Financial Success: Small Things Matter

It wasn’t until I first started tracking my expenses that I realized the power of small amounts in personal finance. Of course, it applies both way to spending and saving. Spending small amounts here and there can add up to a large total that can really break

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welcome!

I’m Kathryn Hanna and I love to budget (really, I do!), build spreadsheets, and spend money on travel, sewing supplies & good chocolate.

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