blog posts

YOU have the power to reduce fear and stress by creating a complete plan to cover emergencies and financial crises. This is an AMAZING resource for setting up an emergency fund, reserve, insurance policies and more to truly have you covered financially.
Budgeting

How Money Can Eliminate Fear & Stress In Your Life

Sometimes, I can’t help but think about how much hurt and pain there is in the world. In every country, there are those that are homeless, hungry, abused, neglected and truly unable to change their circumstances. Yet, there are so many, many others that have fear and

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The role of a financial advisor is to give you ADVICE about your personal finances. If you personally ORGANIZE your information and get your finances under control, that knowledge will employer you in your finances and you can simply go to a financial advisor to provide suggestions about key pieces of your plan.
Creating a Financial Plan

Hire a Financial Advisor to Advise You, Not to Organize You

Have you ever wondered whether you should meet with a financial advisor? The more you get your financial life in order, the more you realize how much you don’t know. There are so many unique circumstances that a google search just doesn’t always cut it, especially when

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Buying/Selling a Home

My Biggest Financial Mistake

In our society, we always seem to be seeking the bigger and better. And we want it as soon as possible. We want the brand new iPhone, even though we have one that still works just fine. The newest advanced TV technology is an apparent necessity (considering

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If you're serious about financial planning, you should understand taxes! The simplest way is to start with your own return and go line-by-line to make sure you understand each and every calculation and input.
Creating a Financial Plan

Tax Day Challenge: Understand Your Tax Return Line by Line

It’s tax day!  During my time working at a public accounting firm, this was a day of great celebration. The first half of the day was spent tying up loose ends and the second half was the end-of-season party. Of course, we did file tax extensions for

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Do you REALLY know how much you're paying for that mortgage, student loan or auto loan? An amortization schedule will show you the total interest you'll pay over the life of the loan, as well as the impact of early payments. This is ESSENTIAL to know for everyone with a loan!
Creating a Financial Plan

Part I How To Use a Loan Amortization Schedule: A Detailed Tutorial

One of the most confusing things in personal finance is calculating debt payoffs, specifically those for long-term loans. I’m convinced that the majority of people with mortgages don’t even know how their loan actually works. I certainly didn’t the first time I bought a home (I was

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The absolute FIRST step in getting your finances under control is tracking your expenses. This empowers you to start a spending plan, save 3-6 months in your emergency fund, and automate your savings. This is the catalyst for turning your financial life around!
Budgeting

My #1 Actionable Tip for Improving Your Finances

In honor of both financial literacy month and my first anniversary (today!) of starting this little blog, I want to share my number one tip for improving your personal finances. I’ve compiled an entire series of classes this year on completing your entire financial plan. I’ve covered

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Budgeting

YNAB Tutorial Part 1: Setup

I have another video tutorial for you today. The last one I did was on the basics of Excel. You know by now how much I love Excel. And now, today, I’m introducing you to another great tool, YNAB. (Note: select the settings icon and adjust the

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