Creating a Financial Plan

You already have a basic budget, so adding these two is a super quick process. A lean budget = determining what you can cut if there's a financial emergency. A luxury budget = what you would LOVE to spend money on.
Budgeting

Why You Should Have a Lean and a Luxury Budget

Ever since I began to view my money as a tool to provide freedom and choices in my life, I’ve no longer considered a “budget” to be a four-letter word. Instead, I find that it is something that liberates me to actually look more closely at my

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Adjusting Your View Of Money

The Undebatable Best Way to Invest Your Money

The personal finance community talks a lot about investing. We collectively cover the fundamentals, risks, benefits, and logistics. All of this is generally focused on investing money in the stock and bond markets. But is investing in the market the absolute best way to secure your financial

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Your behavior matters WAY more than the historical performances of stocks. Focus on increasing your savings rates and investing for the long-term and you'll be find way more financial success!
Adjusting Your View Of Money

Historical Returns Don’t Predict the Future, But Your Behavior Does

Personal finance is said to be disproportionately more about behavior and significantly less about actually having the necessary knowledge.  It explains why so many people don’t even have $400 to cover a small emergency and also why the majority of investors lag the stock market returns each

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All income is NOT created equal. This is a great summary about how taxes affect how much you really get to keep from your income depending on the income type. Moral of the story: INVEST!
Income Taxes

All Income Is Not Created Equal

One of the most impactful first financial lessons includes the illustration of how compound interest works. Investing your money results in exponential rather than linear growth due to your earnings also earning money. There’s another very important lesson as well, though, that is often overlooked. This lesson

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The absolute best thing about getting my financial life in order is simply having the peace of mind that no matter what hardship came my way, I can financially cover it.
Financial Goals

The Ultimate Guide to Financial Preparedness

“By failing to prepare, you are preparing to fail.” – Benjamin Franklin The absolute best thing about getting my financial life in order is simply having the peace of mind that no matter what hardship came my way, I can financially cover it. And when those things

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Creating a Financial Plan

Are Robo-Advisor Fees Worth The Cost?

Today we have a guest post (the very first here!). Brad Kingsley is a personal finance blogger and certified financial coach. He helps people create a plan for their finances to achieve big goals, like getting out of debt, paying for college and providing for a comfortable retirement.

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Calculating a few simple key measurements will help you track progress to your financial goals and ensure you're making the most of your money.
Creating a Financial Plan

5 Financial Measurements You Must Know (and how to calculate them)

I’m a big proponent of treating your finances like a business in many ways. To achieve true financial success, it’s essential to be just as diligent and intentional about your spending and saving. Savvy business owners use key metrics that help them ensure that their business is

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LOVE this financial version of couch to 5K. The gist of it: start saving small, cut expenses, make a little more income and put it in a separate savings account. Totally doable!
Saving & Investing

(Coins in the) Couch to $5K

Recently, my sister posted on Facebook about starting a Couch to 5K program. I commented that I had recently been on the opposite 5K to Couch program and had a lot of success with that, but should probably switch back to the Couch to 5K program now. Truly,

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welcome!

I’m Kathryn Hanna-wife, mother of 3 and a Certified Public Accountant. I love to budget (really, I do!) , build spreadsheets and spend money on travel, sewing supplies and good chocolate.

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complete financial plan spreadsheet
Easy-to-customize spreadsheets to improve your entire financial life from budgeting to tax and retirement planning.