Have you ever seen an absolutely amazing-looking dessert that you just couldn’t wait to try, but then were super disappointed when you bit into it and it tasted simply awful (at least fruit cake looks gross too, right?). That’s what it’s like if you have an inadequate
People are inherently irrational. It makes life pretty exciting at times (to say the least!). Often, this means that we need to accommodate the way our brains work to increase our ability to succeed. One way we can do this in personal finance is to set up
One of the most challenging aspects of creating a financial plan is balancing available resources (a.k.a. your money) with financial goals (a.k.a. your dreams). Some of these conflicting priorities include: The answer to every one of these dilemmas is: it depends. As much as we never like
If you’ve already abandoned some of your New Year’s money resolutions, don’t despair. A whopping 80% of us give up on our goals by mid-February. So, what’s our problem?! It’s not always just a lack of motivation or focus that keep us from achieving our goals. Sometimes,
It can be so difficult to stay focused on long-term money goals like retirement. Realistically, it can be hard enough to consistently meet short-term goals like managing cash flow on a day-to-day basis (I’m sure it’s not just me!). A visual representation of goals is the best
Occasionally, I think back to the time before I had my personal finances together and I’m amazed at how much my life has improved by taking charge of my money. And I still have lots of financial goals that I haven’t yet accomplished. While there is no
“By failing to prepare, you are preparing to fail.” – Benjamin Franklin The absolute best thing about getting my financial life in order is simply having the peace of mind that no matter what hardship came my way, I can financially cover it. And when those things
If you’re just stopping by for the first time, this is the first class in a series of classes over the next few months which will culminate in the development of a complete financial plan. Stop by the orientation class HERE first for class orientation/overviews and HERE for more
I’m Kathryn Hanna and I love to budget (really, I do!), build spreadsheets, and spend money on travel, sewing supplies & good chocolate.
Get the free Federal Income Tax Narrative template to help you understand your own personal income tax situation.
