blog posts

So much stress gone by following a similar plan this year! And LOVE, LOVE, LOVE this printable/spreadsheet to track Christmas gifts!
Budgeting

5 Steps to Stress-Free Holiday Gift-Giving (And Printable Spending Plan!)

I absolutely love Christmas time.  The excitement.  The decorations.  The music.  The message. But, oh…the gifts.  I’m terrible at giving thoughtful gifts.  Unfortunately, this has meant that I’ve spent many years scrambling at the last minute to finish my Christmas gift purchases. Having kids compounds this (in

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These 2 funds should be the first priorities when you're getting your finances in order. Add them to your financial goals right now!
Budgeting

PF105: Setting up an Emergency Fund & Cash Reserve

If you’re just stopping by for the first time, this is the fifth class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by the orientation class HERE first for class orientation/overviews and HERE for more

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Awesome recommended budget percentage spreadsheet that goes with the budgeting spreadsheet. This website has a series of free money courses, including budgeting and financial goals.
Budgeting

Should You Follow Recommended Budget Percentages?

As you know by now, I like to have guidelines to look at and compare my own personal finances to others and to recommendations by others.  I also often like to ignore those recommendations and guidelines and do whatever I want.  After all, it’s my money and

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This free class will teach you how to budget your money and create a cash flow statement just like a professional financial planner would.
Budgeting

PF104: Creating a Budget & Cash Flow Statement

If you’re just stopping by for the first time, this is the fourth class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by the orientation class HERE first for class orientation/overviews and HERE for more

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Your definition of budget is wrong and you must read this! A budget is not a money diet! Perhaps this is why you could be avoiding it?
Adjusting Your View Of Money

Your Definition of Budget is Wrong

I love to read personal finance books (yes, I’m a nerd and I know it).  However, there is one thing that I’ve seen in multiple books that just isn’t correct.  I keep seeing the authors discuss ways to reach financial goals and plan for your money and

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Review of Personal Finance Software: YNAB, Mint, Personal Capital, Mvelopes, Everydollar and Calendar Budget
Budgeting

Which Personal Finance Software Should You Use?

In the class about tracking your expenses, I mentioned that my top choice for the method of tracking expenses is to use a personal finance software program.  And then of course I gave you a spreadsheet that you can use to track your own expenses (because that’s what

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Track your expenses with this free money management course, including spreadsheet!
Budgeting

PF103: Tracking Your Expenses

If you’re just stopping by for the first time, this is the third class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by the orientation class HERE first for class orientation/overviews and HERE for more

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Making Your Money Matter - Setting up digital financial binders
Budgeting

Setting up Digital Financial Binders

If you’re just stopping by for the first time, this post is the part of getting organized to get ready for a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by the orientation class HERE first for the orientation

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Making Your Money Matter - setting up your financial binders
Budgeting

Setting Up Your Two Must-Have Financial Binders

If you’re just stopping by for the first time, this is the part of organizing binders up for a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by the orientation class HERE first for class orientation/overviews and

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