I’m convinced that everyone has a budget, even if they don’t consciously recognize it as such. From the solid anti-budgeter to the simply agnostic to the hardcore money nerd, we all have ways of managing future spending. Maybe you simply add and subtract from your bank balances
I hope you truly find the holidays to be the “most wonderful time of the year”, just as the song goes. It may not be the best for your wallet or your waistline, but it’s definitely my favorite season! And, it can still be wonderful without breaking
Ever since I began to view my money as a tool to provide freedom and choices in my life, I’ve no longer considered a “budget” to be a four-letter word. Instead, I find that it is something that liberates me to actually look more closely at my
It’s hard for me to admit sometimes that there is more than one way to do many things. For example, I’ve tried to embrace the 50/20/30 budget method, but I’m just not convinced that it’s really the best way for anyone to budget. For absolutely sure, a meticulously
Sometimes, I can’t help but think about how much hurt and pain there is in the world. In every country, there are those that are homeless, hungry, abused, neglected and truly unable to change their circumstances. Yet, there are so many, many others that have fear and
In honor of both financial literacy month and my first anniversary (today!) of starting this little blog, I want to share my number one tip for improving your personal finances. I’ve compiled an entire series of classes this year on completing your entire financial plan. I’ve covered
I have another video tutorial for you today. The last one I did was on the basics of Excel. You know by now how much I love Excel. And now, today, I’m introducing you to another great tool, YNAB. (Note: select the settings icon and adjust the
If you’ve been around here for a while, then you likely know that I LOVE spreadsheets. I took an Excel class as an elective in college (wow-nerd alert!) and it was possibly the single best class I could have taken to really set me apart from my
Hopefully, you’ve had a chance to look at your large budget items in Part I of the Guide and brainstorm some ways to cut out some of your expenses that are not benefiting you. As much of an impact as it will make for you to reduce those
Especially if you’re new at budgeting, it can be difficult to really take the time to sit down and determine whether your spending aligns with your values. However, going through your budget line-by-line is an essential task if you are really serious about reducing your spending. Those expenses
I’m Kathryn Hanna and I love to budget (really, I do!), build spreadsheets, and spend money on travel, sewing supplies & good chocolate.
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