Financial Tools & Resources

Why I’m Still Using YNAB (After Nearly 10 Years)

When I first discovered YNAB, it wasn’t love at first sight. I had just returned from four years of living abroad with my family and was looking for the perfect budgeting software to help me along my financial journey. I tried them all: YNAB, Mint, Quicken, EveryDollar,

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Creating a Financial Plan

The Car Analogy for Investing: Your Financial Road Trip

I remember when I first decided to learn about investing. I thought it would be super complicated and advanced, and I’d need another master’s degree just to figure it out. After all, most of what we see on the news is investment charts, daily stock changes, and

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Income Taxes

A Complete Guide to Figuring Out Your Withholding & Form W-4

Surprises can be fun. I mean, full disclosure—I’m a typical type A personality, so they’re certainly not my thing. But I even enjoy a surprise party (for someone else, ha!), a good movie plot twist, or unexpectedly good news out of the blue. April tax surprises, on

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Adjusting Your View Of Money

Spending Money to Maximize Life (Without Sacrificing Retirement)

In mainstream financial planning, all roads lead to one ultimate destination: retirement. The word retirement invokes a picture of a gray-haired couple relaxing on the beach or (even worse) on rocking chairs on the front porch. Indeed, if you look at the websites of financial planners who

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Budgeting

The Power of a Spending Plan to Maximize Your Life

I’m convinced that everyone has a budget, even if they don’t consciously recognize it as such. From the solid anti-budgeter to the simply agnostic to the hardcore money nerd, we all have ways of managing future spending. Maybe you simply add and subtract from your bank balances

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Adjusting Your View Of Money

2024 Year Theme: Healing

In the past, I’ve had a “word of the year” that signified my main intention for the new year. These words represented things that I wanted to spend my time, energy, and money on. Not only did these words mark themes in my life that were most

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Setting up Financial Tasks & Systems

How to Prepare Now for a New Financial Year

For me, Christmas and new beginnings go together. Everything just feels different during the Christmas season. Maybe it’s the twinkling lights, the energy from activity and excitement all around, or the extra kindness between strangers. It’s just the right transition into a fresh new year. When preparing

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Financial Tools & Resources

My Favorite Budgeting Tools (Because Mint Wasn’t Great Anyway)

The surprising news that Mint is discontinuing its budgeting software is sure to leave its millions of users scrambling for a new way to manage their money. So, what are some of the best alternatives to Mint (spoiler: I believe it’s YNAB and Tiller Money!) and what

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money rules
Changing Your Money Mindset

Money Rules: Focusing on Financial Abundance Not Scarcity

As a kid, I was always one to follow the rules. I walked the straight-and-narrow and avoided getting in trouble, mostly because I didn’t want to be singled out or be in the spotlight (also, I grew up in the 80’s so I also needed to avoid

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welcome!

I’m Kathryn Hanna and I love to budget (really, I do!), build spreadsheets, and spend money on travel, sewing supplies & good chocolate.

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