blog posts

Awesome free class about saving for college including a free spreadsheet calculator to determine how much tuition will be in the future and how much to contribute. Going to make this happen!
College Saving

ST302: College Saving Essentials

If you’re just stopping by for the first time, this is a class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by HERE for a complete list of classes currently available and HERE for more information about the

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I didn't realize how many benefits there are to starting an HSA account (I can invest it for retirement even!)! I've had FSA accounts in the past, but not that I have a high-deductible plan this is FAR better.
Creating a Financial Plan

ST301: Saving for Medical Expenses (HSA and FSA Accounts)

If you’re just stopping by for the first time, this is a class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by HERE for a complete list of classes currently available and HERE for more information about the

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So much stress gone by following a similar plan this year! And LOVE, LOVE, LOVE this printable/spreadsheet to track Christmas gifts!
Budgeting

5 Steps to Stress-Free Holiday Gift-Giving (And Printable Spending Plan!)

I absolutely love Christmas time.  The excitement.  The decorations.  The music.  The message. But, oh…the gifts.  I’m terrible at giving thoughtful gifts.  Unfortunately, this has meant that I’ve spent many years scrambling at the last minute to finish my Christmas gift purchases. Having kids compounds this (in

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This free class explains some of the slightly more complicated tax issues like qualified dividends, capital gains, Alternative Minimum Tax, Net Investment Income Tax and more. Love this spreadsheet to calculate taxes!
Creating a Financial Plan

TX303: Intermediate Income Taxes

If you’re just stopping by for the first time, this is a class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by HERE for a complete list of classes currently available and HERE for more information about the

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Income Taxes

What Percentage Are You Really Paying in Taxes?

While researching and writing about suggested budget allocation percentages, I became curious to know what percentage of my total gross income I pay in federal, state and local taxes each year (this is what normal people do with their free time, right?). So, of course, I made a

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Creating a Financial Plan

TX302: Payroll Withholding Tax Essentials

If you’re just stopping by for the first time, this is a class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by HERE for a complete list of classes currently available and HERE for more information about the

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Income Taxes

Your Tax Refund is NOT Income

This week, I’ve estimated my federal and state (Michigan) taxes through the end of the year and project that I will receive a $100 federal refund and owe less than $10 to Michigan.  While everyone else is excited and posting about how they used their tax refund

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