blog posts

Budget your next vacation and avoid going into debt or having to deal with the post-vacation I-spent-too-much slumps!
Vacation Budgeting

ST101: Budgeting for a Vacation

If you’re just stopping by for the first time, this is a class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by the orientation class HERE first for class orientation/overviews and HERE for more information about

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Track your debt payoff progress with these free printable charts!
Creating a Financial Plan

Tracking Your Debt Goals

I’m a visual person.  I love numbers too, but sometimes I just need to be able to see things visually through a graph or chart.  Maybe you’re the same way? Getting out of debt is going to require a lot of motivation and persistence and the more debt

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Learn about debt reduction schedules here - how an amortization schedule works and how to use it to make a plan to get out of debt!
Creating a Financial Plan

DM102: Debt Reduction

If you’re just stopping by for the first time, this is a class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by the orientation class HERE first for class orientation/overviews and HERE for more information

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Learn the basics of why it's important to check your credit reports and scores and the information that it contains.
Debt Management

The Basics of Credit Reports & Scores

A discussion about debt wouldn’t be complete without talking about credit reports and credit scores.  Don’t overlook this important financial planning task.  Even if you don’t think that you will need credit extended to you in the near future, it’s still important to check your credit report

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Debt Overview & Credit Cards - learn to manage your debt and create a schedule to pay off your credit cards.
Creating a Financial Plan

DM101: Debt Overview & Credit Cards

If you’re just stopping by for the first time, this is a class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by the orientation class HERE first for class orientation/overviews and HERE for more information

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How does your income stack up to worldwide income? You have the ability even on a small income to create a financially secure future for yourself-do it!
Adjusting Your View Of Money

Money Around the World

I’m fascinated by learning about the way people live in other parts of the world.  I love to see what their homes look like, how they spend a typical day, what they do for a living and I love to learn about the little things that make their

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Build a strong financial foundation for your money through emergency funds, cash reserves and savings.
The Importance of Money

A Stable Financial Foundation

Now that you have a plan to create your emergency fund and cash reserve, let’s look at how this is going to create a stable foundation for your entire financial plan.  The foundation of a house is the load-bearing structure that supports it from underneath.  We’re currently

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These 2 funds should be the first priorities when you're getting your finances in order. Add them to your financial goals right now!
Budgeting

PF105: Setting up an Emergency Fund & Cash Reserve

If you’re just stopping by for the first time, this is the fifth class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by the orientation class HERE first for class orientation/overviews and HERE for more

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Awesome recommended budget percentage spreadsheet that goes with the budgeting spreadsheet. This website has a series of free money courses, including budgeting and financial goals.
Budgeting

Should You Follow Recommended Budget Percentages?

As you know by now, I like to have guidelines to look at and compare my own personal finances to others and to recommendations by others.  I also often like to ignore those recommendations and guidelines and do whatever I want.  After all, it’s my money and

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This free class will teach you how to budget your money and create a cash flow statement just like a professional financial planner would.
Budgeting

PF104: Creating a Budget & Cash Flow Statement

If you’re just stopping by for the first time, this is the fourth class in a series of classes over the next few months which will culminate in the development of a complete financial plan.  Stop by the orientation class HERE first for class orientation/overviews and HERE for more

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